Student Loan Forgiveness US
- Terms and Conditions -
Student Loan Forgiveness US - Terms and Conditions -
1) Privacy and Eligibility:
We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers. We will investigate any such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible.
Products and services are only offered to persons 18 years or older and are legal residents of the United States. You represent and warrant to us that you are at least 18 years of age and are a legal resident of the United States by clicking any submission or other button or by accessing, browsing or otherwise using the web site.
2) Products and Services:
Services including services offered by our third-party providers, through this website are subject to additional terms and conditions.
By submitting a request for a service offered through this website, you understand and agree that Student Loan Forgiveness US will share your information as may be necessary in order to partner you with selected providers of the services that you request.
By supplying us with your contact information, you are providing consent may be contacted by us or by one of our selected providers. This contact may occur by telephone, email or postal mail. If authorization is granted, Student Loan Forgiveness US may use your personal information to obtain and use your credit report and credit score for the purpose of matching your request with providers. Information gathered may be maintained by providers whether you choose to use their services or not. In the occurrence you no longer want to receive communication from a provider, that provider must be notified directly.
In using this website as directed, you are acknowledging that Student Loan Forgiveness US does not make credit decisions in connection with any service offered to you, does not recommend, endorse, warrant or guarantee the services of any provider and is not party to any discussions that you may have or agreement that you may make with any provider. Any compensation Student Loan Forgiveness US may receive is paid to Student Loan Forgiveness US by the individual for Student Loan Document preparation services.
3) Revisions and Notification of Changes
Student Loan Forgiveness US reserves the right to change these Terms and Conditions from time to time as we see fit and your continued use of the site will signify your acceptance of any adjustment to these terms. Except as stated elsewhere, such amended Terms and Conditions will be effective immediately and without further notice.
4) Use License
Subject to your compliance e with these Terms and Conditions, Student Loan Forgiveness US hereby grants you a personal, limited, non-exclusive, non-transferable revocable license to use the website for purposes of accessing the information and contacting the providers of the services contained therein.
Student Loan Forgiveness US expressly reserves all rights not specifically granted herein including but not limited to the right to exercise whatever lawful means it deems necessary or appropriate to prevent unauthorized use of the website.
5) Prohibited Conduct
In using this website, you agree not to:
- Use the website for any purpose other than to access the information and contact the providers of services advertised therein;
- Submit, transmit or facilitate the distribution of information or content that is illegal, harmful, abusive, racially or ethnically offensive, vulgar, sexually explicit, defamatory, infringing, invasive, of personal privacy or publicity rights, or in a reasonable persons view, objectionable;
- Attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the website or bypass the measures we may use to prevent or restrict access to the website;
- Take any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure;
- Use any robot, spider, scraper or other similar system to access the website;
- Impersonate another person or otherwise misrepresent your affiliation with a person or entity, conduct fraud, hide or attempt to hide your identity; or
- Submit, upload, post, email, transmit or otherwise make available any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships.
6) Ownership & Proprietary Rights
This website is owned and operated by Student Loan Forgiveness US. Copyright and other relevant intellectual property rights exist on all text relating to Student Loan Forgiveness US’s services and the full contact of this website. All content on this website, unless otherwise specified, is the property of Student Loan Forgiveness US and/or its third-party licencors. Unless authorized by Student Loan Forgiveness US, you may not sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create, derivative works from or otherwise make any unauthorized use of such content.
The website may include links or references to other websites owned or operated by third-parties with which Student Loan Forgiveness US may have a relationship. Student Loan Forgiveness US has no control over such third party web sites and, thus, is not responsible for their availability, content or advertising, or any products or services available from such third parties. Your correspondence or business dealings with such third- parties are solely between you and such third party. Access and use of such linked websites is at your own risk.
Your correspondence or business dealings with any third parties including, but not limited to, business dealings with debt settlement services or any other services are solely between you and such third party. Student Loan Forgiveness US is not responsible for any terms, conditions, warranties or representations associated with such dealings or liable for any loss or damage of any sort incurred as the result of such dealings.
Student Loan Forgiveness US at any time, in its sole discretion, for any or no reason, and without penalty or liability, may terminate your use of the website and terminate any session. Student Loan Forgiveness US may also in its sole discretion and at any time discontinue providing access to one or more websites. Any termination of access to the website may be effected with or without prior notice, and Student Loan Forgiveness US will not be liable to you or to any third party for any such termination. Any suspected fraudulent, abusive or illegal activity may be referred to appropriate law enforcement authorities. Your sole and exclusive remedy with respect to any dissatisfaction with (i) the websites, (ii) any term or condition of these Terms and Conditions or (iii) any policy practice of Student Loan Forgiveness US in operating this website is to terminate your access to and discontinuing use of the website.
You agree to indemnify, save and hold Student Loan Forgiveness US and its contractors, employees, agents and its third-party suppliers and business partners harmless from any claims, losses, damages and liabilities including legal fees and expenses, arising out of your use or misuse of the website, any violation by you of these Terms and Conditions or any breach of the representations, warranties and covenants made by you herein. Student Loan Forgiveness US reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with Student Loan Forgiveness US defense of any such claims. Student Loan Forgiveness US will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.
10) No Warranty; Disclaimers
To the fullest extent permissible pursuant to applicable law, Student Loan Forgiveness US and its business partners disclaim all warranties, statutory, express or implied including, but not limited to, fitness for a particular purpose and non-infringement of proprietary rights. No advice or warranty not expressly provided in these Terms and Conditions.
11) Limitation of Liability
Under no circumstances including, but not limited to, negligence, will Student Loan Forgiveness US or its business partners be liable for any special, unidirectional, consequential, punitive, reliance or exemplary damages (inc including without limitation damages arising from any unsuccessful court action or legal dispute, lost business, lost revenues or loss of anticipated profits or any pecuniary or non-pecuniary loss or damage of any nature whatsoever) arising out of or relating to these Terms and Conditions or that result from your use or your inability to use the website or any third party website or any other interactions with Student Loan Forgiveness US, even if Student Loan Forgiveness US has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In such cases, Student Loan Forgiveness US, liability will be limited to the fullest extent permitted by applicable law.
By your use on Student Loan Forgiveness US’s website, you are agreeing to release and discharge Student Loan Forgiveness US and its business partners and each of their respective agents, directors, officers, employees and all other related persons or entities from any and all claims, demands, causes of action, proceedings, liabilities, obligations, legal fees, costs and expenses of any kind or nature, whether known or unknown, arising out of or in any way connected with your use of the website. If you area California resident, you waive California Civil Code Section 1542, which says, a general release does not extend to claims which the creditor does not know or suspect exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.
13) Dispute Resolution
In the event of a dispute between you and Student Loan Forgiveness US that arises out of these Terms and Conditions or any service you obtain through the website (claim), you and Student Loan Forgiveness US agree to resolve the Claim in accordance with the procedures set forth below or as we may otherwise agree in writing. Before resorting to these dispute resolution mechanisms, you must first contact us directly to seek a resolution. If, however, we are unable to resolve our differences informally, Student Loan Forgiveness US will consider reasonable requests to resolve the dispute through alternative dispute resolution procedure, such as mediation or arbitration, as alternatives to litigation.
For any Claim(excluding claims for injunction or other equitable relief) where the total amount of the award sought is less than $10,000, either party may elect to resolve the dispute in a cost effective manner through binding non-appearance-based arbitration. In the event a party elects arbitration, they shall initiate such arbitration through an established alternative dispute resolution (ADR) provider chosen by the party seeking arbitration. The ADR provider and the parties must comply with the following rules:
- The arbitration shall be conducted by telephone or online and be solely based on written submissions, the specific manner to be chosen by the party initiating the arbitration;
- The arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and
- Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
14.1 Notice Student Loan Forgiveness US may provide you with notices by email, regular mail or postings on its website. Notice will be deemed given twenty-four hours after email is sent, unless Student Loan Forgiveness US is notified that the e-mail address used is invalid. Alternatively, Student Loan Forgiveness US may give you legal notice by mail to a postal address, if provided by you through the website. In such a case, notice will be deemed given (3) calendar days after the date of mailing.
14.2 Licenses Student Loan Forgiveness US and associates are fully licensed for any service provided.
14.3 Waiver and Severability of Term. The failure of Student Loan Forgiveness US to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms and Conditions will be effective only if in writing and signed by Student Loan Forgiveness US. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the other provisions of these Terms and Conditions shall remain in full force and effect and the parties agree that such court should endeavor to give effect to the party’s intentions.
14.4 Choice of Law; Forum. These Terms and Conditions shall be governed in all respects by the laws of the State of California as they apply to agreements entered into and to be performed entirely within California between California residents, without regard to conflict of law provisions.
All claims filed or brought contrary to either Section 13 or this Section 14.3 shall be considered improperly filed. Should you file a claim improperly Student Loan Forgiveness US may recover reasonable attorney’s fees and costs, provided that Student Loan Forgiveness US has notified you in writing of the improperly filed claim and you have failed to withdraw the claim promptly.
14.5 Assignment. You may not transfer or assign any of your rights and obligations under these Terms and Conditions without the express prior written consent of Student Loan Forgiveness US, Give in its sole direction. However, you acknowledge and agree that Student Loan Forgiveness US may freely and without restriction or limitation assign or transfer any of its rights and obligations under these Terms and Conditions.
14.6 Entire Agreement. These Terms and Conditions and any document incorporated by reference herein constitute the entire agreement between you and Student Loan Forgiveness US and govern your use of the website, superseding any prior agreements between you and Student Loan Forgiveness US. Notwithstanding the foregoing, you also may be subject to additional terms and conditions that may apply when you use or purchase services provided by Student Loan Forgiveness US.
14.7 Survival. The following paragraphs shall survive termination or your refusal to continue to use the service: 4, 6, 7, 8, 9, 10, 11, 12, 13, and 14.
15) Money Back Guarantee
CLIENT will receive a Federal Student Loan Consolidation through the Department of Education. If CLIENT is not approved for a Federal Student Loan Consolidation through the DOE, Student Loan Forgiveness US will reimburse 100% of any Processing Fee Payment collected. CLIENT also understands that Student Loan Forgiveness US (phone) will reflect such charges on consumers’ credit card statement(s).
16) Cancellation Policy
Within 24-hours of an executed signed contract, the CLIENT may cancel this contract with or without reason. 24 hour cancellation period (B&P 6410(e)). B&P = Business and Professions Code.
17) SMS Contact
By signing up, I agree to receive autodialed text alerts from Student Loan Forgiveness US and Affiliates at the mobile number I provide, inc including coupons, advertisements, events, polls, Giveaways, sweepstakes and contests, downloads, photos and information alerts from Student Loan Forgiveness US. I understand that I am not required to provide my consent as a condition of purchasing any goods or services.
Message and data rates may apply from my mobile provider. I understand I will receive a confirmation text message that I must reply to with the requested keyword to complete registration.
This site does not negotiate, adjust or settle debts. All federal student borrowers are able and encouraged to apply for any federal repayment or forgiveness programs through the US Department of Education for free without paying fees to any entity. Nothing on this site constitutes official qualification or guarantee of result. We offer fee-based services to assist with application preparation for federal student loan forgiveness and other programs. We are not affiliated with the Department Of Education or any other government entity.
We specialize in federal student loan document preparation and processing services to help each borrower identify and apply for approval for one or multiple different government student loan repayment programs. Once your financial analysis is complete, our agents will help you find and apply for a repayment solution that you feel works best for you and fits your specific financial situation and goals. We are not a government agency, the department of education, or your loan servicer. We are a private company, not affiliated with the government or the Department of Education.
We work strictly on behalf of the borrower, for the borrower, with only the borrower’s best interest in mind. We do not make loan payments on your behalf and loans remain in your name. We assist in identifying appropriate government loan repayment programs and assist in document preparation to apply for the programs. Any fees that you pay to us are for its services and you are responsible for repaying your loan separately. We only receive payment for our work after your loan forms are prepared, submitted, and you make your first payment on the new program. To the extent that you set aside funds for our services, we are not allowed to collect them until after we have completed our work and you have made a payment on your new repayment program.
*Clients who make all their monthly program deposits pay approximately 70-75% of their original enrolled debts over 24 to 60 months. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
These Terms and Conditions were last updated on 4/13/2019